Medicare 101: Terms You Should Know When Reviewing Your Plan
Posted: November 21, 2022
When you enroll in Medicare, it is something like learning a new language. There are a number of terms you will need to learn to understand the process of enrollment and how your plan works. The following are some Medicare terms you will need to know when you review your plan. Part A: Medicare hospital insurance Part B:Medicare doctor and outpatient insurance Part C: Medicare...
Is My Business Covered in the Event of a Cyber Attack?
Posted: November 19, 2022
Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...
I Missed an Auto Insurance Payment: Here's What to Expect
Posted: November 16, 2022
Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....
Should I Apply for Medicare if I have Veterans Affairs Coverage?
Posted: November 6, 2022
The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but it does not generally cover care provided by other doctors and facilities. Even if you...
Top 3 Business Insurance Myths
Posted: November 4, 2022
Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...