Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How Medicare Supplemental Insurance Saves You Money
Posted: March 6, 2022
How Medicare Supplemental Insurance Saves You MoneyMedical Supplemental Insurance, which is also called “Medigap insurance,” covers the coinsurance and copay costs that are paid out-of-pocket with Original Medicare. Original Medicare covers Medicare Part A and Part B (inpatient hospital costs and outpatient medical costs). While you are now covered for the medical and hospital care you need, you will pay a portion of the cost yourself, including copays, coinsurance, and deductibles....
General Liability vs. Professional Liability Insurance
Posted: March 4, 2022
General Liability vs. Professional Liability InsuranceIf you own a business, you need to ensure you have the right business insurance. What is right for your company, general liability, or professional liability insurance? It could not be more critical to select the correct type of business insurance for the activities of your company. For many types of businesses, you need both general liability and professional liability coverage. General Liability Insurance: What...
How to Create a Home Inventory
Posted: March 1, 2022
How to Create a Home InventoryAfter a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...
Can I Be Denied a Medicare Supplement Plan?
Posted: February 21, 2022
Can I Be Denied a Medicare Supplement Plan?Whether you can be denied supplemental insurance for Medicare depends on when you apply for the coverage. Timing is crucial if you want to enroll in a Medicare Supplement plan without penalties. The process is simple if you beat the clock. When you turn 65, age into Medicare, and sign up for Part B coverage, you cannot be denied Medicare supplemental insurance for the following...
3 Myths About Workers’ Compensation
Posted: February 19, 2022
3 Myths About Workers’ CompensationWorkers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury, So I Don’t Need Workers’ Compensation Insurance. Regardless of the...